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Singapore, Singapore, February 13th, 2026, Chainwire

Ethereum-based payments settlement network Morph has integrated USDT0, the omnichain Tether liquidity network powered by LayerZero. The move gives Morph, which aims to become the settlement layer for everyday money, direct access to unified USDT liquidity across 18+ blockchains.
For developers building payment apps, merchant tools or even DeFi protocols on Morph, this means they can tap into a massive, ready-made liquidity pool from day one without the headache of managing a dozen different bridged token contracts.
No more bridges. No more wrapped tokens
Traditionally, using USDT on another blockchain requires a bridge. This process locks the original tokens and mints a new, “wrapped” version on the destination chain.
These wrapped variants are not the same asset. They are separate tokens backed by assets held in complex smart contracts, leading to liquidity fragmentation — where the same currency is trapped in isolated pools — and introducing counterparty risk if a bridge fails.
USDT0 proposes a different model. Instead of locking and minting, it uses a burn-and-mint mechanism. To move USDT from Chain A to Chain B, tokens are burned on Chain A and minted directly from Tether’s canonical supply on Chain B.
As a result, USDT0’s Omnichain Fungible Token (OFT) standard creates a single, consistent asset across all supported networks.
What USDT0 enables for builders on Morph
While many L2s compete for general DeFi activity, Morph is engineered for a specific vertical: payments. Its architecture — featuring sub-300ms block times and zero-fee stablecoin transfers — targets merchant settlement, remittances, crypto cards issuance, and treasury management.
For such use cases, deep and frictionless liquidity is non-negotiable. USDT, with a market cap exceeding $185 billion, represents the largest pool of stablecoin liquidity in crypto.
As the USDT0 integration is now live on Morph mainnet, developers on Morph can integrate what is effectively a universal USDT, slashing technical overhead and simplifying cross-chain user experience, which means:

Payment applications can process cross-border transactions with instant settlement and minimal overhead.
DeFi protocols can access deeper liquidity without managing multiple stablecoin variants.
Merchant platforms can accept stablecoin payments with seamless conversion and settlement.
Financial institutions can execute treasury operations with predictable behavior across chains.

The combination of USDT0's unified liquidity and Morph's payment-optimized infrastructure lays a powerful foundation for next-generation financial applications.
We're excited to work alongside the USDT0 team in advancing the vision of unified, omnichain liquidity that makes stablecoins truly borderless.
Money at the speed of life.
About Morph
Morph is an Ethereum-based, payments-first settlement layer and the native onchain home of BGB, focused on building the foundation for global consumer finance onchain. Morph supports real-world financial activity across payments, savings, identity, and rewards, enabling scalable, onchain settlement for consumer and business use. Guided by the Morph Foundation, the network connects more than 120 million users through the Bitget and Bitget Wallet ecosystems.

Contact
Andrew Azarias
Andrew.azarias@morphl2.io

Singapore, Singapore, February 13th, 2026, Chainwire

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